Currently, some catastrophe models used by the insurance industry account for liquefaction by applying a simple factor to shaking-induced losses.The factor is based only on local liquefaction susceptibility and this highlights the need for a more sophisticated approach to incorporating the effects of liquefaction in loss models.This study compares
This study examines the effects of Basel III regulatory harmonization on banking stability across 21 African nations from 2011 to 2022, using a system-GMM estimation to address endogeneity and enhance causal interpretation.Stability is operationalized through Z-scores, non-performing loan ratios, and weighted composite indices, offering a robust, w
Microfibers and microplastics originating from wastewater treatment plant (WWTP) effluents are significant pollutants in freshwater sources and marine environments.This research investigated the biodegradation of cotton microfibers generated from bleached cotton jersey knit fabric and commercially available flushable wipes, polypropylene-based (PP)